Equities First Reports Boom In Stock Based Lending

Equities First Holdings is a global alternative lending and financing company based in Indianapolis. The company also provides financing to shareholders. As of July, 2016 the company has observed traction in stock based loans and margin loans. One of the chief causes is the current economic climate that has caused banks and other lending institutions to tighten lending criteria. This scenario has led to a rise in equity lending. Equity lending is attractive for borrowers who need to raise funds fast and cannot qualify for traditional credit score based loans. Even though banks offer some lending solutions for such individuals, they have become expensive as most banks are cutting lending options to borrowers, increasing interest rates and tightening loan qualifications.

Al Christy, Founder and chief executive of Equity First Holdings, views loans collateralized by shares and stocks as an inventive lending mechanism. Another advantage of stock based loans is that they have a high loan to value ratio compared to margin ratio and are offered with fixed interest rate. This provides the lender with certainty through the duration of the loan period. Margin loans are particularly vulnerable to market fluctuations. Stock based loans on the other hand provide a hedge as the borrower is lowering their investment risk if the market goes downside. Additionally, stock based loans use a nonrecourse feature that permits borrowers to leave a stock loan at any point in time. Borrowers are allowed to do this even if the stock has depreciated and they get to keep the loan’s initial proceeds.

Equities First Holdings was founded in 2002 to provide the public with alternative lending solutions. The company specializes in supplying capital using public stocks as collateral. The company has completed over 600 transactions that are worth approximately $1.4 billion. Stock based loans have risen in popularity as they offer loan to value rations of 50 to 75 percent compared to 10 to 50 percent for traditional margin based lending.

http://sports.yahoo.com/news/equities-first-holdings-relocates-melbourne-220955887.html for more .


Online Reputation Crisis Management Strategies

Challenges are inevitable in the business world. And, for a company to be successful there has to be an effective crisis management strategy in place. The same applies for online reputation. As the world of business becomes more and more digitalized, it has become essential to have to maintain a good online reputation. But, sometimes it slips our hands and an attack on our brand is made. At such time, a business will only survive if it had a good strategy to defend its brand. Here are some strategies that could be used to handle an online reputation management crisis.

Gather Facts

Before you can even think of responding to a crisis, it is important that you take time to get the facts rights. This is never a waste of time. Rather, it prepares you to have the right response for your audience. Taking your time does not mean that you are not responsive. Rather, it means that you are finding a strategy that will solve the crisis once and for all so that you will not end up contradicting yourself.

Have A Response Plan

Not all businesses think of formulating a plan to deal with online reputation crisis. Most just assume that everything will be okay as long as they are doing right by their clients. They assume that then, nothing could go wrong. But the truth is, online reputation crisis happens when least expected. And, if one has a plan, it can be handled smoothly. Therefore, strive to have built a team that will handle online reputation crisis. Also, plan for a communication channel to be used and the team that will do the update. Importantly, have a plan B, in case your response team isn’t available.


It is important that you respond quickly. But, you have to wait until you have gotten all the facts. Getting the facts first, will ensure that you are not shaken in your argument. And, when responding, ensure that you do not argue on complaint threads. Also, don’t try to delete comments or block clients just because they made their comments.

Entrepreneur and Philanthropist- Stephen Rotella

He is an entrepreneur who has been in the business world for an extended period, and he has gained a vast experience. Stephen Rotella knows the value of a customer, and he says as an entrepreneur one has to listen to his clients and give them what they want always. Stephen is the President of StoneCastle Partners. The President of StoneCastle has a primary responsibility of running the organization’s day to day activities and also setting the plans of the company with other partners. He has a vast experience, and during his term in the enterprise, Rotella has been responsible for managing the organization’s cash, services, and products. He has led the company to higher heights making it one of the leading cash management facilities in providing cash management solutions for institutions and funding alternatives for the communities and regional banks and read full article.

Before being the Chief Executive Officer of StoneCastle, Mr. Rotella was serving as the President of Chase Manhattan Mortgage Corporation, Chase Home Finance LLC, as the Chief Executive Officer, and the Executive Vice President of JP Morgan Chase. Steve is a leader who throughout his life has been showing positive leadership skills and has also served in other organizations in various agencies including WMI Holdings Corporation serving as the President of Retail Banking. At WMI Rotella was responsible for overseeing the retail, mortgage and the commercial lines. Stephen has more than 30 years of experience in the banking and financial industry where he has been focusing on retail and internet banking, large-scale operations management, marketing, product modernization, as well as organizational development.

Throughout his career, Stephen has been involved in the community work helping the underprivileged to boost their home ownership as well as helping those talented in arts. He is not a banker and a financial manager, but he is also so much in the community work. He is the Chairman of the Board of Lift Communities which is an organization that is responsible for ending poverty among parents with little children. Before Stephen, also chaired the Seattle Foundation, Ballet Met, Youthcare, and Arts Funds. Stephen holds a BA in Economics and MBA in Information System and Finance from the State University of New York and resume of Stephen.

Marketing, Commercials And Music Videos For EOS Lip Balm

While many people place a lot of emphasis on the products, some of the more successful entrepreneurs understand that the marketing is where all of the creativity counts. Evolution of Smooth has managed to think outside of the box in order to come up with ideas on what they can do in order to bring their marketing game to a higher level. Where a lot of business owners go for commercials and even celebrity endorsements, EOS has taken the time to be featured in music videos from Britney Spears and Miley Cyrus. Therefore, EOS lip balm has effectively spread word about its products.

One of the advantages to getting featured in music videos and other forms of media is that it brings a lot of attention to the company and its products. If the product or the company is addressed favorably by a celebrity, then this is going to attract plenty of sales. After all, people follow celebrities. This is one of the reasons that business owners take on the endorsements of famous people. At the same time, they focus on other aspects of marketing and making sure that their products are up to a high standard. After all, it is the reviews that are going to keep people coming back.  Click this useful site.

One good thing about EOS lip balm is that it has managed to gain a good reputation when it comes to its products. Therefore, EOS has managed to successfully break into the health and beauty industry, check this on amazon.com. They have shown a lot of knowledge and understanding of the products that can be used for health related purposes. For instance, they have understood the value of jojoba oil. They have seen how it can help people maintain healthy skin, especially on the lips with lip balm from EOS lip balm. Even the driest part of the body can get a lot of benefits.

Additional Info about EOS here https://well.ca/brand/eos-evolution-of-smooth.html

Evolution Of Smooth Offers Incredible Flavors

Evolution Of Smooth has become one of the most popular lip balms in the world. That is no small fete considering that Chapstick had held the number one spot for over a century. After exploding onto the scene a short seven years ago, the company has managed to reach over $250 million in sales. They are only surpassed in the industry by Burt’s Bees. They are projected to see sales over $1 billion by the year 2020.  Check this on ebay.com.

One of the biggest reasons for this seemingly overnight success is because the company takes a different approach to lip balm, click and learn here. They created fun new packaging that is original and more convenient. The other major reason is all of the tasty flavors that the company has released. These flavors are not the run of the mill cherry and menthol. They have flavors that people can’t get enough of such as passion fruit and strawberry sorbet. One of the top flavors in any country is summer fruits and Blueberry Acai. Useful link here.

These incredible flavors create a loyalty for the brand that has propelled them to incredible success in the lip balm industry. It is also one of the reasons that celebrities from all over can be seen using their products. The EOS lip balms are high quality, fun, and tasty. With that kind of appeal, it is no wonder they are so popular.  Visit evolutionofsmooth.de to learn more about the products.

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The Success Of Tony Petrello

Petrello was selected to the Executive Committee and the Nabors Board of Directors in 1991. From 1991 to 2011 he served as the Chief Executive Officer and the president of the board. And since 2011 he has operated as the chairman of both the executive committee and the board. Petrello governs the board and provides dynamic competitive environment enabling the company to grasp and develop significantly.

As a learned scholar Tony Petrello never ceased learning new ideas, so before joining the Nabors, He got to interact with the law firm, where his practice focused on international Arbitration, general corporate law. Petrello also worked as the Managing Partner of the company’s New York for five years. Tony holds M.s Degree in Mathematics from Yale University and J.D Degrees from Harvard Law School.

Petrello operates as the director of Hilcorp Energy Company and Stewart. He is an advocate for clinical programs and research to inform people the needs of children with neurological disorders.

Anthony Petrello is a hard working individual who has taken the business to far miles of development. He is a mentor to many individuals who aspire to become like him. His success in life has been achieved through hard work, perseverance and delivering quality service to his esteemed clients.

Learn more about Tony Petrello: http://people.equilar.com/bio/anthony-petrello-nbr/salary/503049#.WKHy57YrKRs

Classdojo – Changing the Way the School Community Communicates with the parents and Students

Classdojo in a recent Series B round of funding raised $21 million that will allow them to fund their creative technology that will provide a platform for teachers and parents to communicate. This communication platform will help the teachers, parents and the students to communicate easily and more frequently. The parents will be able to keep a tab on the development of their child helping create a positive culture with classrooms and schools. The technology will help in efficient communication so that the parents are always aware of the academics as well as the behavioral development of the child throughout the year and not just at the end of the school year.

The series B round of funding was completed in the year 2015, and the co-founders of the company, Liam Don, and Sam Chaudhary would use the money raised for research and find out the different features that will benefit the parents when they use the app from home. The main aim of building such as app is to guide the connection between Teachers, parents, students and to empower parents and teachers to communicate on a daily basis about the progress of their child, based this on en.wikipedia.org. The founders said that they had the idea about such a community app back in 2011. They want to add many more ground up changes to the app so that they can bring a positive and refreshing way for parents and teachers to communicate. Some additional features they are looking to include are to allow the parents to pay for lunches, field trips and also supplies through the app and having a record of it with them on their phones.  Go straight to this related link.

ClassDojo is an IT company with its headquarter in San Francisco, California. Built in 2011, the app is being used in more than 2 in 3 schools in the United States and over 180 countries around the world. The app allows parents, teachers and the students to share their school activities through messages, photographs or videos among them and in real time. The app is user-friendly, and efforts are being made to make it more efficient by adding newer features after research and meetings with teachers, students, and the parents. Using the fresh round of funding, the company aims to reach more countries and more number of schools so that they too can make use of this technology to build a stronger community that is based on the all round development of their children.  Check on crunchbase.com.

Be sure to hit this https://techcrunch.com/2016/04/15/classdojo-raises-21-million-for-app-to-make-parent-teacher-meetings-obsolete/


Eric Lefkofsky’s New Quest To Cure Cancer

Eric Lefkofsky has been in the technology industry for over 20 years. He graduated from the University of Michigan in 1991 and earned his JD at the University Of Michigan Law School in 1994. After graduating he went on to found or co-found a number of technology companies including Innerworkings, Echo Global Logistics, MediaBank, Uptake, and LightBank. The company he is probably most known for founding is Groupon which he co-founded in 2007 and continues to serve as Chairman for. His latest company, Tempus, Inc., though, might be his most important contribution yet. Eric Lefkofsky Twitter .

Tempus, Inc., located in Chicago, is a technology company that seeks to help cure cancer. As the Chief Executive Officer, Eric Lefkofsky leads the company in its effort to help doctors treat their patients who are suffering from cancer. Tempus has built a platform which features the world’s largest collection of molecular and clinical data. Doctors are able to access this data in order to provide individualized treatment to each patient that is based on their genomic and transcriptomic sequencing. Through being able to understand each individual patient, their outcomes after being diagnosed with cancer has a higher percentage of being successfully treated.

As CEO of Tempus, Eric Lefkofsky has been responsible for forging relationships with partners in the medical field. Some of the well-known institutions that Tempus has partnered with are the Mayo Clinic, Rush University Medical Center, Penn Medicine, and Northwestern Medicine.

Tempus, Inc. is the latest example of Lefkofsky‘s long-standing belief in Accelerated Disruption, a concept that he explained in his 2007 book. As he explains it, everyday someone comes up with a great idea but fails to capitalize on it in time. This is because technology is making everything happen far faster than it ever could in the past, and due to accelerated disruption your entire business model can be destroyed in the blink of an eye by someone else capitalizing on disruptive opportunities that they have spotted.

http://www.lefkofsky.com/about/ for more.

Rona Borre Lives Life One Day at a Time

When Rona Borre formed her new company, Instant Alliance, she knew just what she was doing. She knew that the job she just left had paid her a lot of money and she had just given that up to strike out on her own

She also knew that this was not a shot in the dark because she has been that company’s top producer and she had shattered all of the sales records that the company had ever recorded.

Rona Borre had a dream, and that dream was to make a mark as a woman business owner in Chicago and the business that she started from the spare bedroom in her Chicago condo would work because she wasn’t afraid of hard work and sacrifice. She would make it work.  Related articles on conferences.shrm.org.

That is exactly what Rona Borre did because today, Instant Alliance is one of the fastest-growing companies in Chicago and all of the United States. Focusing on the placement of financial and technological personnel, Borre has fashioned a dynasty from nothing in particular but her efforts and determination.   Informative Article here.

Dreams are fashioned from our imaginations, says Borre, but they are turned into reality by a daily application of sheer will and self-discipline which must be prodded each second, minute and hour of each and every day.

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Rona Borre is the Success Story Worth Knowing About

Rona Borre started her woman-owned, successful Instant Alliance in the spare bedroom of her Chicago condo in 2001. Since then, the company has become one of the fastest growing and most successful companies in the nation in such a short space of time. Today, her firm bills in the millions and has had a gigantic impact on the success of other businesses.

Instant Alliance places mostly new hires in the financial and technological fields where companies who are growing need good people in those areas. By now client companies know that they will be getting quality people to interview because they have been thoroughly screened and vetted.  More of this on instantalliance.com.

Watch and listen to Borre talk on youtube.com.

Borre is passionate about helping smaller companies in this way, even though the majority of her clients are in the larger, Fortune 500 and mid-sized companies. Rona Borre wants to do her part in helping companies become more significant and to grow by supplying the right talent to get the job done.

Click, Watch and Learn here https://vimeo.com/instantalliance